Initial Disclosure Document

The Financial Conduct Authority (FCA) is the independent regulator of financial services in the UK. We are legally required to provide you with an ‘Initial Disclosure Document’; this is the document here. The purpose of this document is to ensure you are provided with essential information about our company, what we charge for our services, the products and services we offer and how we are regulated. It will also provide information on what you should do if you have a complaint and any details regarding the FCA’s compensation scheme.

ABOUT VEHICLES 4 BUSINESS LTD

Vehicles 4 Business Ltd are authorised and regulated by the Financial Conduct Authority (FCA). We provide broker services to customers and work with our finance partners in order to find a suitable vehicle lease agreement for our customers.

THE PRODUCTS WE USE

As an FCA regulated credit broker, we host a range of lenders who can help you finance your vehicle. Our lenders can also provide ancillary products or services related to vehicle finance, including service packages and maintenance.

OUR SERVICES

We’ll provide you with comparable details of firms most appropriate to your lending, or any other information related to finance. To complete this, we may seek personal information about your objectives and circumstances. It is important that you provide us with accurate information so that we can find an agreement that is suitable to you.

COSTS FOR SERVICES

We rely purely on commission and extra fees; these fees can vary and represent costs incurred by Vehicles 4 Business Ltd for processing your lease agreement. We do not charge for any of our other broker-related services. We may receive payment from finance providers or lenders if you enter into an agreement with us. These fees may be preset and vary depending on product and volume.

WHO REGULATES US?

Vehicles 4 Business Ltd are regulated by the FCA. You can verify this by checking the FCA Register: http://www.fca.org.uk/register/ or contacting the FCA by phone: 0300 500 8082. Our firm reference number is 666886.

Please be aware Vehicles 4 Business Ltd are accredited by BVLRA as a Leasing Broker member and we adhere to their conciliation services.

If you have any questions in relation to our Complaints Handling Procedure, please visit our complaints procedure page